Popular Questions

How much is the average car insurance?

With so many variables associated with insuring a car, establishing an 'average' is difficult. With that, insuring a vehicle in an urban area is more expensive than coverage in a rural area, securing total coverage is more expensive than obtaining only liability, and your driving record will factor significantly into your rates. Most studies suggest an across-the-country average of $800 per year, but insuring your 16-year old might cost four times that, while obtaining only liability on your 16-year old minivan might be 1/4th that.
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What does travel auto insurance cover?

Few things complicate travel as much as a car accident or hospitalization. And if involved in a car accident on a vacation, you or your passengers might suffer both. Insurance is important wherever you and your vehicle might be, but it's exceptionally important when traveling. When comparing insurance providers, you need to consider three aspects of your coverage: Personal Liability, the Collison Damage Waiver and Supplemental Coverage. Personal Liability coverage pays the bills if you are at fault, the Collision Damage Waiver will repair or replace your vehicle, and Supplemental Coverage is just that - a means of covering those unforeseen expenses that are an inevitable product of an unforeseen accident. It's why they're called accidents.
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What can I do to lower my auto insurance costs?

If you park an expensive vehicle on the street in a congested, urban area you are probably paying a great deal for your auto insurance. Conversely, if you drive a less expensive, older vehicle in the suburbs and garage that vehicle every evening, you'll probably pay significantly less. However, if you're staying where you are and driving what you drive, you can still reduce costs of insurance with the addition of an anti-theft menu of modifications to your car, maintaining a clean driving record while opting for defensive driving, and improving both your driving habits and driving routine.

Am I covered by auto insurance if I drive someone else's vehicle?

Generally, coverage while behind the wheel goes with the vehicle you're in - and not who's in the vehicle. If, however, the vehicle you're driving is not insured, or the coverage does not match those costs associated with the accident, your policy's coverage will kick in to close that gap. For specific answers to the limits of your coverage, regardless of what you're driving, it's best to consult your insurance agent.

If I rent a car, am I covered by auto insurance?

While driving a rental car or truck your own insurance coverage may or may not cover you, your passengers and vehicle. In that this coveage will vary state by state, it's best to take the question to your insurance company for a complete and accurate evaluation of your current coverage, as well as the costs associated with any supplemental coverage you might need or wish to secure. It's far better to pay the relatively small fees prior to a rental than the thousands of dollars in out-of-pocket costs if your own policy were to fall short.

Insurance News

375 Articles
Official
Toyota fined $60 million for illegally bundling high-cost protection products

Scheme prevented borrowers from canceling, says the Consumer Financial Protection Bureau

News
Hyundai, Kia must face insurance company lawsuits over car thefts

Insurers want the automakers to recoup more than $1 billion in claims

Official
Featured
What is gap insurance?

Here's why gap insurance might be right for you, and how to make a smart buy

Car Buying
What is a branded title? Everything you need to know

What do salvage, rebuilt and lemon law titles mean, and how are they different from clean titles?

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Rivian R1T fender benders can turn into $40K repair bills

Rear corner damage is an Achilles heel for gargantuan estimates

Study
AAA study says the average annual cost of vehicle ownership is $12,182

'Your Driving Costs' study result is up from last year, and you can blame pickups

Car Buying
What is temporary car insurance?

Most major insurance companies don't offer it, but there are still options

Study
2023 J.D. Power Insurance Intelligence Report shows more uninsured drivers

Auto premiums have got so high, more drivers choosing to go without

Official
Genesis, Kia, Lexus EVs earn spots on the IIHS Top Safety Picks+ list

Stricter new crash testing standards make this harder to do

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UAW strike could drive up car prices, insurance costs

Lower car and part supplies will mean higher purchase and repair costs.

Insurance costs keep climbing, here's why and who's hurting

Not much relief in sight because of high repair costs and disasters

Study
Best and worst states for teen drivers: Oregon and New York top the rankings

States in the upper West take the last places, with Montana ranked worst

Official
Florida's auto insurance rates are getting out of control

Inflation, uninsured drivers, and weather are all to blame for huge rate increases

Study
Audi S4 drivers are the most accident-prone, insurance report says

Three Subarus are among the highest in terms of accidents

Featured
Here's $12,000. Buy a car for college

What kind of car can you get for that much money, and can it fit a keg?

Car Buying
What is full coverage car insurance?

Full coverage usually means both comprehensive and collision insurance

Featured
How much does car insurance cost in 2023?

Plus: Tips to find the cheapest insurance

Official
Hyundai partners with AAA to offer insurance coverage for oft-stolen cars

Plague of thefts caused some insurers to stop renewing or writing policies

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